Home
Products & Services
Quote
Policy Change Requests
About Us
Contact Us
FAQs
Affiliated Products:
Riviera Finance
License# 0B10706
WTIS
Frequently Asked Questions


Below is a list of the most frequently asked questions from our clients in the transportation industry. For definitions of insurance terms, see the GLOSSARY. For additional information, please see"About Us".
1. When are certificates of insurance issued to DMV?

2. I need proof of insurance sent to my employer, how is this done?

3. If I pay for truck #1 and take it off to add another truck, will I get my money back for truck #1?

4. Do I receive a discount for adding a second vehicle/truck?

5. How many points can a driver have before we are charged?

6. When will I receive my renewal quote?

7. Will my insurance be less next year?

8. What is the benefit of using an insurance broker vs buying direct with a insurance company?

9. Why may a company ask for financial information ?

10. I want to park my truck, why am I being charged when I’m not driving it?

11. I use subhaulers - why does the insurance company charge me an extra premium when the subhaulers already have insurance?

12. I want to add a driver from the Truck Driving School - is this a problem with the insurance company?

13. I had a minor accident. Why do I have to report the accident to my insurance company?

14. I bought a truck today and hired a driver. Why do I have to notify the insurance company today?

15. Can you insure drivers with special filings?

16. Is financing available?

17. How do I make changes to my policy using your website?

18. What are your hours of operation?

19. What coverage’s are required for my state?

20. How fast can you issue certificates?

21. Can you issue my filing correctly and on time?

22. I have been with my current agent for many years, why should I change?

23. Can I get loss runs on a regular basis?

24. Do you have a loss control specialist?

25. Can you assist me with all lines of my insurance coverage’s?

26. How will I know when I am covered?

27. I like the quote, how do we get started?

28. Is the insurance company you quoted me with an “A rated” carrier?

29. How much will the insurance cost me?

30. What happens if I travel outside my radius?

31. Will the insurance company pay me the same dollar amount I insure my equipment for?

32. What age should I look for in a driver?

33. How many years experience should a driver have?

34. Will the insurance company pay for damage to my tractor or trailer if the frame breaks or engine blows?

35. How long will it take for an adjuster to call me on my claim?

36. Who do I talk with about insurance issues after I buy my policy from your agency?

37. If I don’t have claims will the insurance company give me a discount next year?

38. Can I make my finance payment to Western Transportation Insurance Service, Inc.?

39. Should I carry higher limits than required?

40. On a physical damage policy what does ACV mean?

41. Will higher a deductible reduce my annual premium?

42. Does my truck insurance pay to clean up a pollution spill?

 
 
Copyright ©2010 Western Transportation Insurance Services, Inc.. All rights reserved.